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The quickest way to get a quick payday loan is to fill out an online application. A check is usually automatically sent by the payday loan company to your checking account the same day you apply.

After a payday loan has been granted, the funds are deposited into your account in a timely manner. Then you can use the money you have borrowed to pay off other bills, make a grocery purchase, or go shopping. The funds used to obtain a payday loan are usually paid back within four weeks.

Banks generally offer six-week payday loans for business owners who make one monthly payment and who make regular deposits. This means that in order to be approved, you will need to deposit the entire amount of your loan every month. When the bank receives your payment, it is deposited into your account the same day.